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Finding the right payday loans provider can be difficult. In order to choose the right payday loans lender consider the following points. If you are in an emergency financial situation then guaranteed acceptance payday loans is of utmost priority. As long as you meet a conditions set out by the lender, you will be guaranteed of a payday loan. Some lenders actually approve your loan without faxing of documents in less than one hour. The interest charged on the loan is how lenders make a profit. So find out exactly how much they are charging. Payday lenders charge different rates which means it is critical that you clarify what interest rate you are paying. Some states laws set the maximum interest rate that can be charged. Cheap payday loans are the way to go so use payday loans comparison sites to find the best payday loan for you. One final thing to watch out for is to make sure you use a direct payday lender rather than a matching service.